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Mortgage lock volume slid 9% in May, Optimal Blue reports
SOFTWARE PLATFORMS

Mortgage lock volume slid 9% in May, Optimal Blue reports

HousingWire·June 9, 2026·2 min read
Mortgage fraud risk drops 9%; investor loans a concern
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Mortgage fraud risk drops 9%; investor loans a concern

National Mortgage News·June 2, 2026·2 min read
Onity updates reverse mortgage deal, preps share buyback
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Onity updates reverse mortgage deal, preps share buyback

National Mortgage News·June 2, 2026·2 min read
FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts
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FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts

Scotsman Guide·May 22, 2026·2 min read
Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions
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Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions

Scotsman Guide·May 22, 2026·2 min read
Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp
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Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp

Scotsman Guide·May 22, 2026·2 min read
Supreme Lending’s John Luddy on the ‘3 deadly sins’ of reverse mortgages
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Supreme Lending’s John Luddy on the ‘3 deadly sins’ of reverse mortgages

HousingWire·May 15, 2026·2 min read
Single-family rents notch slight uptick in March
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Single-family rents notch slight uptick in March

Scotsman Guide·May 22, 2026·2 min read
Mortgage leaders back revised 21st Century ROAD to Housing Act
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Mortgage leaders back revised 21st Century ROAD to Housing Act

Scotsman Guide·May 15, 2026·2 min read
Gen H to cut rates by up to 30bps
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Gen H to cut rates by up to 30bps

Mortgage Strategy·May 22, 2026·2 min read
Title insurance industry posts bumper year in 2025
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Title insurance industry posts bumper year in 2025

Scotsman Guide·May 22, 2026·2 min read
Mortgage Strategy’s Top 10 Stories: 18 May to 22 May
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Mortgage Strategy’s Top 10 Stories: 18 May to 22 May

Mortgage Strategy·May 22, 2026·2 min read
Ami and Imla urge broker feedback on ED&I
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Ami and Imla urge broker feedback on ED&I

Mortgage Strategy·May 22, 2026·2 min read
Coventry and Together to trim rates
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Coventry and Together to trim rates

Mortgage Strategy·May 22, 2026·2 min read
IHT receipts for Apr 2026 fall to £0.7bn
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IHT receipts for Apr 2026 fall to £0.7bn

Mortgage Strategy·May 22, 2026·2 min read
Stamp Duty receipts down despite more homebuyers dragged into net
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Stamp Duty receipts down despite more homebuyers dragged into net

Mortgage Strategy·May 22, 2026·2 min read
Iran war is crushing single-family home builders
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Iran war is crushing single-family home builders

Scotsman Guide·May 21, 2026·2 min read
Homeowners insurance premiums see first deceleration since 2019
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Homeowners insurance premiums see first deceleration since 2019

Scotsman Guide·May 21, 2026·2 min read
Zombie foreclosure rates tick up in second quarter
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Zombie foreclosure rates tick up in second quarter

Scotsman Guide·May 21, 2026·2 min read
Deadline extended for Mortgage Strategy Specialist Lending Awards
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Deadline extended for Mortgage Strategy Specialist Lending Awards

Mortgage Strategy·May 21, 2026·2 min read
FTBs top priority for Govt support say brokers
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FTBs top priority for Govt support say brokers

Mortgage Strategy·May 21, 2026·2 min read
Nationwide mortgage lending up 2.5%
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Nationwide mortgage lending up 2.5%

Mortgage Strategy·May 21, 2026·2 min read
TSB and Paragon cut rates as Accord tweaks LTI rule
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TSB and Paragon cut rates as Accord tweaks LTI rule

Mortgage Strategy·May 21, 2026·2 min read
CHL hires Jenna Macey as BDM for London and the south
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CHL hires Jenna Macey as BDM for London and the south

Mortgage Strategy·May 21, 2026·2 min read
Landlord sentiment remains stable, says Landbay
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Landlord sentiment remains stable, says Landbay

Mortgage Strategy·May 21, 2026·2 min read
A quarter of customers identified as vulnerable by FOS
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A quarter of customers identified as vulnerable by FOS

Mortgage Strategy·May 21, 2026·2 min read
Mortgage complaints fall 11% in last financial year: FOS
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Mortgage complaints fall 11% in last financial year: FOS

Mortgage Strategy·May 21, 2026·2 min read
Six in 10 tenants welcome the Renters’ Rights Act, says Barclays
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Six in 10 tenants welcome the Renters’ Rights Act, says Barclays

Mortgage Strategy·May 21, 2026·2 min read
Bucks BS expands BTL and holiday let offering
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Bucks BS expands BTL and holiday let offering

Mortgage Strategy·May 21, 2026·2 min read
West Oxfordshire tops list of FTB hotspots: Rightmove
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West Oxfordshire tops list of FTB hotspots: Rightmove

Mortgage Strategy·May 21, 2026·2 min read
West One boosts lending as Santander cuts rates
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West One boosts lending as Santander cuts rates

Mortgage Strategy·May 21, 2026·2 min read
Barney Frank, key Wall Street reformer, remembered as consumer champion
SOFTWARE PLATFORMS

Barney Frank, key Wall Street reformer, remembered as consumer champion

Scotsman Guide·May 20, 2026·2 min read
Mortgage defect rate improves in fourth quarter
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Mortgage defect rate improves in fourth quarter

Scotsman Guide·May 20, 2026·2 min read
HUD issues blueprint for cutting red tape to spur home building
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HUD issues blueprint for cutting red tape to spur home building

Scotsman Guide·May 20, 2026·2 min read
House advances sweeping housing bill with White House backing
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House advances sweeping housing bill with White House backing

Scotsman Guide·May 20, 2026·2 min read
Mortgage demand falls to five-week low in mid-May
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Mortgage demand falls to five-week low in mid-May

Scotsman Guide·May 20, 2026·2 min read
Comment: Time to shape the future of later-life lending
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Comment: Time to shape the future of later-life lending

Mortgage Strategy·May 20, 2026·2 min read
Landlords plan expansion despite Renters’ Rights Act
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Landlords plan expansion despite Renters’ Rights Act

Mortgage Strategy·May 20, 2026·2 min read
Average UK rent 3.5% higher over year: ONS
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Average UK rent 3.5% higher over year: ONS

Mortgage Strategy·May 20, 2026·2 min read
Halifax and BM Solutions cut rates as NatWest makes increases
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Halifax and BM Solutions cut rates as NatWest makes increases

Mortgage Strategy·May 20, 2026·2 min read
House prices flat over the past year, says Land Registry
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House prices flat over the past year, says Land Registry

Mortgage Strategy·May 20, 2026·2 min read
Industry reacts to inflation fall to 2.8%
SOFTWARE PLATFORMS

Industry reacts to inflation fall to 2.8%

Mortgage Strategy·May 20, 2026·2 min read
Over-60s property wealth is 3x value of DC pensions market
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Over-60s property wealth is 3x value of DC pensions market

Mortgage Strategy·May 20, 2026·2 min read
Blog: The industry needs more people like Nev
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Blog: The industry needs more people like Nev

Mortgage Strategy·May 20, 2026·2 min read
Government loans gain ground amid faltering new-home mortgage demand
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Government loans gain ground amid faltering new-home mortgage demand

Scotsman Guide·May 19, 2026·2 min read
Buyers gain leverage as downpayments drop for fourth straight quarter
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Buyers gain leverage as downpayments drop for fourth straight quarter

Scotsman Guide·May 19, 2026·2 min read
Pending home sales rebound in April despite rising rates
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Pending home sales rebound in April despite rising rates

Scotsman Guide·May 19, 2026·2 min read
Resilient price growth in Opportunity Zones ‘a good sign’ for broader housing market
SOFTWARE PLATFORMS

Resilient price growth in Opportunity Zones ‘a good sign’ for broader housing market

Scotsman Guide·May 19, 2026·2 min read
Vernon BS sees sharp rise in later life lending
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Vernon BS sees sharp rise in later life lending

Mortgage Strategy·May 19, 2026·2 min read
Principality Intermediaries makes mix of rate changes
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Principality Intermediaries makes mix of rate changes

Mortgage Strategy·May 19, 2026·2 min read
Glenhawk hires managing director of sales and marketing
SOFTWARE PLATFORMS

Glenhawk hires managing director of sales and marketing

Mortgage Strategy·May 19, 2026·2 min read
NatWest raises max LTI to 6.5x for high earners
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NatWest raises max LTI to 6.5x for high earners

Mortgage Strategy·May 19, 2026·2 min read
Planning applications hit record low: Landmark
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Planning applications hit record low: Landmark

Mortgage Strategy·May 19, 2026·2 min read
Developer confidence falls in Q1, says Octane Capital
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Developer confidence falls in Q1, says Octane Capital

Mortgage Strategy·May 19, 2026·2 min read
Broker Focus: Brian Swint, mortgage adviser, Delta Mortgages
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Broker Focus: Brian Swint, mortgage adviser, Delta Mortgages

Mortgage Strategy·May 19, 2026·2 min read
Rise in number of properties auctioned in April
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Rise in number of properties auctioned in April

Mortgage Strategy·May 19, 2026·2 min read
Charles Street Finance hires Mather as sales manager
SOFTWARE PLATFORMS

Charles Street Finance hires Mather as sales manager

Mortgage Strategy·May 19, 2026·2 min read
Cancelled mortgages hit record high of £8.7bn in Q1
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Cancelled mortgages hit record high of £8.7bn in Q1

Mortgage Strategy·May 19, 2026·2 min read
Lettings market activity strengthens in April: Foxtons
SOFTWARE PLATFORMS

Lettings market activity strengthens in April: Foxtons

Mortgage Strategy·May 19, 2026·2 min read
Bucks BS lowers product fees, Accord increases rates
SOFTWARE PLATFORMS

Bucks BS lowers product fees, Accord increases rates

Mortgage Strategy·May 19, 2026·2 min read
Credit still tightening for home builders, though getting closer to easing
SOFTWARE PLATFORMS

Credit still tightening for home builders, though getting closer to easing

Scotsman Guide·May 18, 2026·2 min read
HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout
SOFTWARE PLATFORMS

HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout

Scotsman Guide·May 18, 2026·2 min read
Historically dismal home builder sentiment brightens in May
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Historically dismal home builder sentiment brightens in May

Scotsman Guide·May 18, 2026·2 min read
Commercial Watch: The seatbelt sign is on but the plane’s still flying
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Commercial Watch: The seatbelt sign is on but the plane’s still flying

Mortgage Strategy·May 18, 2026·2 min read
Monmouthshire launches new loans origination system with selected brokers
SOFTWARE PLATFORMS

Monmouthshire launches new loans origination system with selected brokers

Mortgage Strategy·May 18, 2026·2 min read
Last chance to enter Mortgage Strategy Specialist Lending Awards 2026
SOFTWARE PLATFORMS

Last chance to enter Mortgage Strategy Specialist Lending Awards 2026

Mortgage Strategy·May 18, 2026·2 min read
Rise in the number of sales agreed per estate agent: Propertymark
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Rise in the number of sales agreed per estate agent: Propertymark

Mortgage Strategy·May 18, 2026·2 min read
Air to provide later life lending training to Simplybiz advisers
SOFTWARE PLATFORMS

Air to provide later life lending training to Simplybiz advisers

Mortgage Strategy·May 18, 2026·2 min read
Marked moves in Q1 network table
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Marked moves in Q1 network table

Mortgage Strategy·May 18, 2026·2 min read
OMS appoints Tippett as head of delivery
SOFTWARE PLATFORMS

OMS appoints Tippett as head of delivery

Mortgage Strategy·May 18, 2026·2 min read
Demand for variable rates doubles: Moneyfacts
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Demand for variable rates doubles: Moneyfacts

Mortgage Strategy·May 18, 2026·2 min read
Afin Bank appoints Jeffs head of product and proposition
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Afin Bank appoints Jeffs head of product and proposition

Mortgage Strategy·May 18, 2026·2 min read
House prices up 1.2% in May: Rightmove
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House prices up 1.2% in May: Rightmove

Mortgage Strategy·May 18, 2026·2 min read
Rents slide lower amid mixed multifamily outlooks
SOFTWARE PLATFORMS

Rents slide lower amid mixed multifamily outlooks

Scotsman Guide·May 15, 2026·2 min read
Despite higher upfront costs, new homes save money over time: Realtor.com
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Despite higher upfront costs, new homes save money over time: Realtor.com

Scotsman Guide·May 15, 2026·2 min read
Transfer taxes still play major role in state closing cost rankings
SOFTWARE PLATFORMS

Transfer taxes still play major role in state closing cost rankings

Scotsman Guide·May 15, 2026·2 min read
May 9: What LOs should know about DPA; hedging in this market; Louisiana’s coast; Saturday Spotlight: Fairway Home Mortgage
SOFTWARE PLATFORMS

May 9: What LOs should know about DPA; hedging in this market; Louisiana’s coast; Saturday Spotlight: Fairway Home Mortgage

Rob Chrisman·May 9, 2026·2 min read
IMBs extend profit streak in first quarter despite cost pressures, falling production
SOFTWARE PLATFORMS

IMBs extend profit streak in first quarter despite cost pressures, falling production

Scotsman Guide·May 15, 2026·2 min read
Mortgage delinquencies continue steady rise in first quarter
SOFTWARE PLATFORMS

Mortgage delinquencies continue steady rise in first quarter

Scotsman Guide·May 15, 2026·2 min read
Mortgage lock volumes tumble in April, purchases salvage annual gains
SOFTWARE PLATFORMS

Mortgage lock volumes tumble in April, purchases salvage annual gains

Scotsman Guide·May 8, 2026·2 min read
Mortgage Strategy’s Top 10 Stories: 11 May to 15 May
SOFTWARE PLATFORMS

Mortgage Strategy’s Top 10 Stories: 11 May to 15 May

Mortgage Strategy·May 15, 2026·2 min read
Tech Watch: Keeping pace when products move fast
SOFTWARE PLATFORMS

Tech Watch: Keeping pace when products move fast

Mortgage Strategy·May 15, 2026·2 min read
Nine out of 10 homebuyers want solar panels and EV charging
SOFTWARE PLATFORMS

Nine out of 10 homebuyers want solar panels and EV charging

Mortgage Strategy·May 15, 2026·2 min read
Industry trio urge colleagues to join ED&I conversation
SOFTWARE PLATFORMS

Industry trio urge colleagues to join ED&I conversation

Mortgage Strategy·May 15, 2026·2 min read
Glenhawk announces upgrades to AVMs criteria
SOFTWARE PLATFORMS

Glenhawk announces upgrades to AVMs criteria

Mortgage Strategy·May 15, 2026·2 min read
The Right Mortgage & Protection Network signs up TAB
SOFTWARE PLATFORMS

The Right Mortgage & Protection Network signs up TAB

Mortgage Strategy·May 15, 2026·2 min read
Runaway rents are a “national phenomenon”, says think tank
SOFTWARE PLATFORMS

Runaway rents are a “national phenomenon”, says think tank

Mortgage Strategy·May 15, 2026·2 min read
Rocket sues UWM, alleging $100 million breach of bulk MSR contracts
SOFTWARE PLATFORMS

Rocket sues UWM, alleging $100 million breach of bulk MSR contracts

Scotsman Guide·May 14, 2026·2 min read
Housing costs remain a major focus in Fed’s survey of U.S. households
SOFTWARE PLATFORMS

Housing costs remain a major focus in Fed’s survey of U.S. households

Scotsman Guide·May 14, 2026·2 min read
CrossCountry sugars Two Harbors deal with dividend pledge
SOFTWARE PLATFORMS

CrossCountry sugars Two Harbors deal with dividend pledge

Scotsman Guide·May 14, 2026·2 min read
Foreclosures dip monthly, climb annually as housing strains persist
SOFTWARE PLATFORMS

Foreclosures dip monthly, climb annually as housing strains persist

Scotsman Guide·May 14, 2026·2 min read
Almost a third of Brits believe Help to Buy is still available in England: David Wilson Homes
SOFTWARE PLATFORMS

Almost a third of Brits believe Help to Buy is still available in England: David Wilson Homes

Mortgage Strategy·May 14, 2026·2 min read
Housing market subdued in April: Rics
SOFTWARE PLATFORMS

Housing market subdued in April: Rics

Mortgage Strategy·May 14, 2026·2 min read
Offa expands direct team with four recruits
SOFTWARE PLATFORMS

Offa expands direct team with four recruits

Mortgage Strategy·May 14, 2026·2 min read
Economy shows surprise growth in March despite war
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Economy shows surprise growth in March despite war

Mortgage Strategy·May 14, 2026·2 min read
Passing the baton: NextGen 30 Under 30 mentorship programme
SOFTWARE PLATFORMS

Passing the baton: NextGen 30 Under 30 mentorship programme

Mortgage Strategy·May 14, 2026·2 min read
Residential and buy-to-let arrears fall again, says UK Finance
SOFTWARE PLATFORMS

Residential and buy-to-let arrears fall again, says UK Finance

Mortgage Strategy·May 14, 2026·2 min read
Construction output grows by 0.4% in Q1 2026: ONS
SOFTWARE PLATFORMS

Construction output grows by 0.4% in Q1 2026: ONS

Mortgage Strategy·May 14, 2026·2 min read
Rent controls would not harm landlords if tax relief returns, says JRF
SOFTWARE PLATFORMS

Rent controls would not harm landlords if tax relief returns, says JRF

Mortgage Strategy·May 14, 2026·2 min read
Nearly 1 in 5 mortgage purchase requests come from Gen Z applicants
SOFTWARE PLATFORMS

Nearly 1 in 5 mortgage purchase requests come from Gen Z applicants

Scotsman Guide·May 13, 2026·2 min read
Wholesale inflation spikes to four-year high in April
SOFTWARE PLATFORMS

Wholesale inflation spikes to four-year high in April

Scotsman Guide·May 13, 2026·2 min read
Purchase mortgage demand stays strong as refinance share slides
SOFTWARE PLATFORMS

Purchase mortgage demand stays strong as refinance share slides

Scotsman Guide·May 13, 2026·2 min read
Cladding, leasehold and social housing all mentioned in King’s Speech
SOFTWARE PLATFORMS

Cladding, leasehold and social housing all mentioned in King’s Speech

Mortgage Strategy·May 13, 2026·2 min read
Foundation relaunches BTL products and cuts rates
SOFTWARE PLATFORMS

Foundation relaunches BTL products and cuts rates

Mortgage Strategy·May 13, 2026·2 min read
FCA names new senior execs
SOFTWARE PLATFORMS

FCA names new senior execs

Mortgage Strategy·May 13, 2026·2 min read
News Analysis: Purchasers turn cautious
SOFTWARE PLATFORMS

News Analysis: Purchasers turn cautious

Mortgage Strategy·May 13, 2026·2 min read
TSB and West Brom cut prices by up to 26bps
SOFTWARE PLATFORMS

TSB and West Brom cut prices by up to 26bps

Mortgage Strategy·May 13, 2026·2 min read
L&G paid out £1.388bn protection claims last year
SOFTWARE PLATFORMS

L&G paid out £1.388bn protection claims last year

Mortgage Strategy·May 13, 2026·2 min read
New home registrations fall as developers face rising costs: NHBC
SOFTWARE PLATFORMS

New home registrations fall as developers face rising costs: NHBC

Mortgage Strategy·May 13, 2026·2 min read
Charles Street Finance creates field-based BDM team
SOFTWARE PLATFORMS

Charles Street Finance creates field-based BDM team

Mortgage Strategy·May 13, 2026·2 min read
Blog: Will RRA change how we approach lending?
SOFTWARE PLATFORMS

Blog: Will RRA change how we approach lending?

Mortgage Strategy·May 13, 2026·2 min read
OSB promotes Hollands to group head of intermediary sales and distribution
SOFTWARE PLATFORMS

OSB promotes Hollands to group head of intermediary sales and distribution

Mortgage Strategy·May 13, 2026·2 min read
Misconceptions around deposits still holding back FTBs: MAB
SOFTWARE PLATFORMS

Misconceptions around deposits still holding back FTBs: MAB

Mortgage Strategy·May 13, 2026·2 min read
Four in 10 homes on the market don’t sell: Zoopla
SOFTWARE PLATFORMS

Four in 10 homes on the market don’t sell: Zoopla

Mortgage Strategy·May 13, 2026·2 min read
Landbay hires McRoberts as BDM for Kent and South Coast
SOFTWARE PLATFORMS

Landbay hires McRoberts as BDM for Kent and South Coast

Mortgage Strategy·May 13, 2026·2 min read
Concentration risk emerging among newer vintage loans, FHA borrowers
SOFTWARE PLATFORMS

Concentration risk emerging among newer vintage loans, FHA borrowers

Scotsman Guide·May 12, 2026·2 min read
Purchase mortgage activity holds ground in April
SOFTWARE PLATFORMS

Purchase mortgage activity holds ground in April

Scotsman Guide·May 12, 2026·2 min read
Mortgage credit availability retreats in April
SOFTWARE PLATFORMS

Mortgage credit availability retreats in April

Scotsman Guide·May 12, 2026·2 min read
CPI inflation spikes to highest level since 2023 as war impacts build
SOFTWARE PLATFORMS

CPI inflation spikes to highest level since 2023 as war impacts build

Scotsman Guide·May 12, 2026·2 min read
Air partners with Linear for later life lending expansion
SOFTWARE PLATFORMS

Air partners with Linear for later life lending expansion

Mortgage Strategy·May 12, 2026·2 min read
TMW cuts rates by up to 0.20%, Gen H lifts prices
SOFTWARE PLATFORMS

TMW cuts rates by up to 0.20%, Gen H lifts prices

Mortgage Strategy·May 12, 2026·2 min read
40% of landlords want to refinance over next 12 months
SOFTWARE PLATFORMS

40% of landlords want to refinance over next 12 months

Mortgage Strategy·May 12, 2026·2 min read
TML lowers rates by up to 0.35%, Kensington withdraws products
SOFTWARE PLATFORMS

TML lowers rates by up to 0.35%, Kensington withdraws products

Mortgage Strategy·May 12, 2026·2 min read
Paradigm adds Afin to lender panel
SOFTWARE PLATFORMS

Paradigm adds Afin to lender panel

Mortgage Strategy·May 12, 2026·2 min read
Leasehold ‘bottleneck’ sees time to exchange take 155 days
SOFTWARE PLATFORMS

Leasehold ‘bottleneck’ sees time to exchange take 155 days

Mortgage Strategy·May 12, 2026·2 min read
Second charge new business volumes grew by 20% in March: FLA
SOFTWARE PLATFORMS

Second charge new business volumes grew by 20% in March: FLA

Mortgage Strategy·May 12, 2026·2 min read
Stamp Duty bungs up the housing market, shadow chancellor says
SOFTWARE PLATFORMS

Stamp Duty bungs up the housing market, shadow chancellor says

Mortgage Strategy·May 12, 2026·2 min read
Atom bank adds Norton Broker Services to commercial broker panel
SOFTWARE PLATFORMS

Atom bank adds Norton Broker Services to commercial broker panel

Mortgage Strategy·May 12, 2026·2 min read
Dudley BS appoints Smith as chief growth officer
SOFTWARE PLATFORMS

Dudley BS appoints Smith as chief growth officer

Mortgage Strategy·May 12, 2026·2 min read
Molo launches semi-commercial proposition
SOFTWARE PLATFORMS

Molo launches semi-commercial proposition

Mortgage Strategy·May 12, 2026·2 min read
MT Finance hires Gregory as BDM
SOFTWARE PLATFORMS

MT Finance hires Gregory as BDM

Mortgage Strategy·May 12, 2026·2 min read
Popularity of trackers has surged since start of war in Iran
SOFTWARE PLATFORMS

Popularity of trackers has surged since start of war in Iran

Mortgage Strategy·May 12, 2026·2 min read
Mortgage searches down 20% in April: Twenty7tec
SOFTWARE PLATFORMS

Mortgage searches down 20% in April: Twenty7tec

Mortgage Strategy·May 12, 2026·2 min read
Newell appointed as head of Fiba
SOFTWARE PLATFORMS

Newell appointed as head of Fiba

Mortgage Strategy·May 12, 2026·2 min read
Lloyds Banking Group launches £5k deposit FTB mortgage
SOFTWARE PLATFORMS

Lloyds Banking Group launches £5k deposit FTB mortgage

Mortgage Strategy·May 12, 2026·2 min read
Bringing facts to some mortgage market myths
SOFTWARE PLATFORMS

Bringing facts to some mortgage market myths

Scotsman Guide·May 11, 2026·2 min read
UWM ratchets up pressure with $12.50 Two Harbors bid as shareholder meeting looms
SOFTWARE PLATFORMS

UWM ratchets up pressure with $12.50 Two Harbors bid as shareholder meeting looms

Scotsman Guide·May 11, 2026·2 min read
Refinance share of mortgage originations hits four-year high in first quarter
SOFTWARE PLATFORMS

Refinance share of mortgage originations hits four-year high in first quarter

Scotsman Guide·May 11, 2026·2 min read
Price declines, demand uncertainty muddy outlook for fix-and-flip investors
SOFTWARE PLATFORMS

Price declines, demand uncertainty muddy outlook for fix-and-flip investors

Scotsman Guide·May 11, 2026·2 min read
News Analysis: New rental rules bring opportunity
SOFTWARE PLATFORMS

News Analysis: New rental rules bring opportunity

Mortgage Strategy·May 11, 2026·2 min read
Pallas Capital hires Dance as originator
SOFTWARE PLATFORMS

Pallas Capital hires Dance as originator

Mortgage Strategy·May 11, 2026·2 min read
Beverley BS Joins Brilliant Solutions Mortgage Club panel
SOFTWARE PLATFORMS

Beverley BS Joins Brilliant Solutions Mortgage Club panel

Mortgage Strategy·May 11, 2026·2 min read
Zephyr Homeloans launches special edition 5-year fixed range
SOFTWARE PLATFORMS

Zephyr Homeloans launches special edition 5-year fixed range

Mortgage Strategy·May 11, 2026·2 min read
Market Watch: Chaos theory? We need calm!
SOFTWARE PLATFORMS

Market Watch: Chaos theory? We need calm!

Mortgage Strategy·May 11, 2026·2 min read
Together appoints Anderson as chief strategy officer
SOFTWARE PLATFORMS

Together appoints Anderson as chief strategy officer

Mortgage Strategy·May 11, 2026·2 min read
The Right Mortgage & Protection Network points to year on year growth
SOFTWARE PLATFORMS

The Right Mortgage & Protection Network points to year on year growth

Mortgage Strategy·May 11, 2026·2 min read
GB Bank joins BDLA
SOFTWARE PLATFORMS

GB Bank joins BDLA

Mortgage Strategy·May 11, 2026·2 min read
FTBs remain under pressure from mortgage mayhem: Moneyfacts
SOFTWARE PLATFORMS

FTBs remain under pressure from mortgage mayhem: Moneyfacts

Mortgage Strategy·May 11, 2026·2 min read
Industry Watch: Fitch, Trepp, UWM, NAMB and others grab headlines
SOFTWARE PLATFORMS

Industry Watch: Fitch, Trepp, UWM, NAMB and others grab headlines

Scotsman Guide·May 8, 2026·2 min read
U Michigan consumer sentiment survey hits lowest mark since tracking began in 1952
SOFTWARE PLATFORMS

U Michigan consumer sentiment survey hits lowest mark since tracking began in 1952

Scotsman Guide·May 8, 2026·2 min read
CrossCountry sweetens Two Harbors offer to $12 a share, matching UWM
SOFTWARE PLATFORMS

CrossCountry sweetens Two Harbors offer to $12 a share, matching UWM

Scotsman Guide·May 8, 2026·2 min read
Firming labor market may bring limited relief to housing
SOFTWARE PLATFORMS

Firming labor market may bring limited relief to housing

Scotsman Guide·May 8, 2026·2 min read
Mortgage Strategy’s Top 10 Stories: 04 May to 08 May
SOFTWARE PLATFORMS

Mortgage Strategy’s Top 10 Stories: 04 May to 08 May

Mortgage Strategy·May 8, 2026·2 min read
Industry calls for response on equity, diversity and inclusion
SOFTWARE PLATFORMS

Industry calls for response on equity, diversity and inclusion

Mortgage Strategy·May 8, 2026·2 min read
Pepper Money rejigs sales team
SOFTWARE PLATFORMS

Pepper Money rejigs sales team

Mortgage Strategy·May 8, 2026·2 min read
Together trims unregulated bridging rates
SOFTWARE PLATFORMS

Together trims unregulated bridging rates

Mortgage Strategy·May 8, 2026·2 min read
Vida Homeloans expands resi options and relaunches BTL range
SOFTWARE PLATFORMS

Vida Homeloans expands resi options and relaunches BTL range

Mortgage Strategy·May 8, 2026·2 min read
Gatehouse added to The Right Mortgage panel
SOFTWARE PLATFORMS

Gatehouse added to The Right Mortgage panel

Mortgage Strategy·May 8, 2026·2 min read
House prices stable in April, says Halifax
SOFTWARE PLATFORMS

House prices stable in April, says Halifax

Mortgage Strategy·May 8, 2026·2 min read
Money Talks – Putting Protection Viewpoint insights into action – Part 2
SOFTWARE PLATFORMS

Money Talks – Putting Protection Viewpoint insights into action – Part 2

Mortgage Strategy·May 8, 2026·2 min read
Top central bankers explain dissents, urge caution as inflation risks rise
SOFTWARE PLATFORMS

Top central bankers explain dissents, urge caution as inflation risks rise

Scotsman Guide·May 7, 2026·2 min read
Carrington strikes deal for Valon Mortgage, boosting servicing book by 800,000 loans
SOFTWARE PLATFORMS

Carrington strikes deal for Valon Mortgage, boosting servicing book by 800,000 loans

Scotsman Guide·May 7, 2026·2 min read
High prices for urban new builds underscore housing reform delay
SOFTWARE PLATFORMS

High prices for urban new builds underscore housing reform delay

Scotsman Guide·May 7, 2026·2 min read
Residential construction spending rallies in March
SOFTWARE PLATFORMS

Residential construction spending rallies in March

Scotsman Guide·May 7, 2026·2 min read
Seasonal dip dings strong yearly gains in first-quarter CRE originations
SOFTWARE PLATFORMS

Seasonal dip dings strong yearly gains in first-quarter CRE originations

Scotsman Guide·May 7, 2026·2 min read
Duncombe set to retire as part of YBS’ homes division reshuffle
SOFTWARE PLATFORMS

Duncombe set to retire as part of YBS’ homes division reshuffle

Mortgage Strategy·May 7, 2026·2 min read
Esteemed judging panel for Mortgage Strategy Specialist Lending Awards 26
SOFTWARE PLATFORMS

Esteemed judging panel for Mortgage Strategy Specialist Lending Awards 26

Mortgage Strategy·May 7, 2026·2 min read
Majority of landlords remain profitable with increased yields, but RRA causing concern: Aldermore
SOFTWARE PLATFORMS

Majority of landlords remain profitable with increased yields, but RRA causing concern: Aldermore

Mortgage Strategy·May 7, 2026·2 min read
London £5m+ market losing momentum, says Savills
SOFTWARE PLATFORMS

London £5m+ market losing momentum, says Savills

Mortgage Strategy·May 7, 2026·2 min read
HSBC to cut rates as others reprice in both directions
SOFTWARE PLATFORMS

HSBC to cut rates as others reprice in both directions

Mortgage Strategy·May 7, 2026·2 min read
Monmouthshire BS appoints Morgan as BDM for south Wales
SOFTWARE PLATFORMS

Monmouthshire BS appoints Morgan as BDM for south Wales

Mortgage Strategy·May 7, 2026·2 min read
Amid office sector weakness, has the sublease vacancy rate peaked?
SOFTWARE PLATFORMS

Amid office sector weakness, has the sublease vacancy rate peaked?

Scotsman Guide·May 6, 2026·2 min read
As home affordability weakens, generational gaps widen
SOFTWARE PLATFORMS

As home affordability weakens, generational gaps widen

Scotsman Guide·May 6, 2026·2 min read
High rates still blocking would-be movers as home price growth cools — for now
SOFTWARE PLATFORMS

High rates still blocking would-be movers as home price growth cools — for now

Scotsman Guide·May 6, 2026·2 min read
Private employers defy expectations, add more than 100,000 jobs in April
SOFTWARE PLATFORMS

Private employers defy expectations, add more than 100,000 jobs in April

Scotsman Guide·May 6, 2026·2 min read
War-driven rate pressures slowing mortgage demand
SOFTWARE PLATFORMS

War-driven rate pressures slowing mortgage demand

Scotsman Guide·May 6, 2026·2 min read
Power Moves: Rate, AnnieMac, Lower and others make notable hires
SOFTWARE PLATFORMS

Power Moves: Rate, AnnieMac, Lower and others make notable hires

Scotsman Guide·May 5, 2026·2 min read
HUD eases environmental guidelines for FHA’s multifamily underwriting
SOFTWARE PLATFORMS

HUD eases environmental guidelines for FHA’s multifamily underwriting

Scotsman Guide·May 5, 2026·2 min read
Home prices keep climbing, though gains ease slightly from fourth quarter
SOFTWARE PLATFORMS

Home prices keep climbing, though gains ease slightly from fourth quarter

Scotsman Guide·May 5, 2026·2 min read
CrossCountry Mortgage fires back at ‘misleading claims’ from UWM in TWO bidding battle
SOFTWARE PLATFORMS

CrossCountry Mortgage fires back at ‘misleading claims’ from UWM in TWO bidding battle

Scotsman Guide·May 5, 2026·2 min read
Iran war shatters real estate investor outlook
SOFTWARE PLATFORMS

Iran war shatters real estate investor outlook

Scotsman Guide·May 5, 2026·2 min read
Sales of newly built homes jump in March
SOFTWARE PLATFORMS

Sales of newly built homes jump in March

Scotsman Guide·May 5, 2026·2 min read
Scotsman Guide’s 2026 Top Women Originators hit big numbers last year
SOFTWARE PLATFORMS

Scotsman Guide’s 2026 Top Women Originators hit big numbers last year

Scotsman Guide·May 4, 2026·2 min read
HUD’s mixed-immigration status proposal sees 97% opposition
SOFTWARE PLATFORMS

HUD’s mixed-immigration status proposal sees 97% opposition

Scotsman Guide·May 4, 2026·2 min read
FICO 10T outperforms VantageScore 4.0 in new mortgage default study
SOFTWARE PLATFORMS

FICO 10T outperforms VantageScore 4.0 in new mortgage default study

Scotsman Guide·May 4, 2026·2 min read
Homebuying literacy gaps highlight rift between purchase affordability and buyer demand
SOFTWARE PLATFORMS

Homebuying literacy gaps highlight rift between purchase affordability and buyer demand

Scotsman Guide·May 4, 2026·2 min read
Non-QM delinquencies ease in March on seasonal drivers
SOFTWARE PLATFORMS

Non-QM delinquencies ease in March on seasonal drivers

Scotsman Guide·May 4, 2026·2 min read
UWM pitches unsolicited Two Harbors bid directly to shareholders in open letter
SOFTWARE PLATFORMS

UWM pitches unsolicited Two Harbors bid directly to shareholders in open letter

Scotsman Guide·May 1, 2026·2 min read
New home listings resilient in April despite economic volatility
SOFTWARE PLATFORMS

New home listings resilient in April despite economic volatility

Scotsman Guide·May 1, 2026·2 min read
New mortgage payments jump in March, setting back purchase affordability
SOFTWARE PLATFORMS

New mortgage payments jump in March, setting back purchase affordability

Scotsman Guide·May 1, 2026·2 min read
Housing underbuilding weakens wealth building
SOFTWARE PLATFORMS

Housing underbuilding weakens wealth building

Scotsman Guide·May 1, 2026·2 min read
Restoring HUD’s First Look program can expand homeownership without banning investors
SOFTWARE PLATFORMS

Restoring HUD’s First Look program can expand homeownership without banning investors

Scotsman Guide·May 1, 2026·2 min read
Exponential income growth requires a shift away from small deals
SOFTWARE PLATFORMS

Exponential income growth requires a shift away from small deals

Scotsman Guide·May 1, 2026·2 min read
DSCR is reshaping real estate financing in tighter credit environment
SOFTWARE PLATFORMS

DSCR is reshaping real estate financing in tighter credit environment

Scotsman Guide·May 1, 2026·2 min read
SOFR-based hedging gains traction in non-agency lending
SOFTWARE PLATFORMS

SOFR-based hedging gains traction in non-agency lending

Scotsman Guide·May 1, 2026·2 min read
Policy shifts revive attention on manufactured housing
SOFTWARE PLATFORMS

Policy shifts revive attention on manufactured housing

Scotsman Guide·May 1, 2026·2 min read
Building strength during mortgage market slowdowns
SOFTWARE PLATFORMS

Building strength during mortgage market slowdowns

Scotsman Guide·May 1, 2026·2 min read
An elite originator explains what separates top producers from the rest
SOFTWARE PLATFORMS

An elite originator explains what separates top producers from the rest

Scotsman Guide·May 1, 2026·2 min read
Homeowners insurance premiums soar between 2021 and 2025, new study shows
SOFTWARE PLATFORMS

Homeowners insurance premiums soar between 2021 and 2025, new study shows

Scotsman Guide·April 30, 2026·2 min read
PCE inflation skyrockets in March on energy supply shock
SOFTWARE PLATFORMS

PCE inflation skyrockets in March on energy supply shock

Scotsman Guide·April 30, 2026·2 min read
Non-QM sector stabilizes in March amid deteriorating delinquency outlooks
SOFTWARE PLATFORMS

Non-QM sector stabilizes in March amid deteriorating delinquency outlooks

Scotsman Guide·April 29, 2026·2 min read
Single-family housing starts spike as permits plunge in March
SOFTWARE PLATFORMS

Single-family housing starts spike as permits plunge in March

Scotsman Guide·April 29, 2026·2 min read
Purchase mortgage applications sustain rebound from March lows
SOFTWARE PLATFORMS

Purchase mortgage applications sustain rebound from March lows

Scotsman Guide·April 29, 2026·2 min read
HUD moves to roll back gender identity protections for federal housing programs
SOFTWARE PLATFORMS

HUD moves to roll back gender identity protections for federal housing programs

Scotsman Guide·April 28, 2026·2 min read
USDA, HUD rescind Biden-era energy efficiency mandate
SOFTWARE PLATFORMS

USDA, HUD rescind Biden-era energy efficiency mandate

Scotsman Guide·April 28, 2026·2 min read
Broeksmit backs revised Basel III plan before House committee, calls for changes
SOFTWARE PLATFORMS

Broeksmit backs revised Basel III plan before House committee, calls for changes

Scotsman Guide·April 28, 2026·2 min read
CRE lending has banner year in 2025
SOFTWARE PLATFORMS

CRE lending has banner year in 2025

Scotsman Guide·April 28, 2026·2 min read
Consumer sentiment treads water in April amid ongoing war impacts
SOFTWARE PLATFORMS

Consumer sentiment treads water in April amid ongoing war impacts

Scotsman Guide·April 28, 2026·2 min read
Home price gains fade with inflation set to reheat: Case-Shiller index
SOFTWARE PLATFORMS

Home price gains fade with inflation set to reheat: Case-Shiller index

Scotsman Guide·April 28, 2026·2 min read
Regional home price softening deepens in February
SOFTWARE PLATFORMS

Regional home price softening deepens in February

Scotsman Guide·April 28, 2026·2 min read
Ginnie Mae changes reporting policy following spike in FHA delinquency numbers
SOFTWARE PLATFORMS

Ginnie Mae changes reporting policy following spike in FHA delinquency numbers

Scotsman Guide·April 27, 2026·2 min read
CHLA cautions ‘unwillingness to act boldly’ is deepening housing divides
SOFTWARE PLATFORMS

CHLA cautions ‘unwillingness to act boldly’ is deepening housing divides

Scotsman Guide·April 27, 2026·2 min read
House lawmakers revolt against White House restrictions on BTR investors
SOFTWARE PLATFORMS

House lawmakers revolt against White House restrictions on BTR investors

Scotsman Guide·April 27, 2026·2 min read
Commercial delinquencies jump in first quarter for GSEs and FHA
SOFTWARE PLATFORMS

Commercial delinquencies jump in first quarter for GSEs and FHA

Scotsman Guide·April 27, 2026·2 min read
Mortgage credit score competition is increasing. Will it lower costs?
SOFTWARE PLATFORMS

Mortgage credit score competition is increasing. Will it lower costs?

Scotsman Guide·April 24, 2026·2 min read
MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones
SOFTWARE PLATFORMS

MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones

Scotsman Guide·April 24, 2026·2 min read
Pair of polls point to historically dismal consumer confidence
SOFTWARE PLATFORMS

Pair of polls point to historically dismal consumer confidence

Scotsman Guide·April 24, 2026·2 min read
Foreclosure inventory reaches highest level since 2020
SOFTWARE PLATFORMS

Foreclosure inventory reaches highest level since 2020

Scotsman Guide·April 24, 2026·2 min read
Apr. 24: Cap. mkts, LO jobs; Retention, HELOC, digitization, secondary platform, CRA products; lottery psychology; FHA delinquencies
SOFTWARE PLATFORMS

Apr. 24: Cap. mkts, LO jobs; Retention, HELOC, digitization, secondary platform, CRA products; lottery psychology; FHA delinquencies

Rob Chrisman·April 24, 2026·2 min read
CHEP lambasts Maine regulators for new law restricting shared-equity lending
SOFTWARE PLATFORMS

CHEP lambasts Maine regulators for new law restricting shared-equity lending

Scotsman Guide·April 23, 2026·2 min read
Coworking emerging as driver of office occupancy recovery
SOFTWARE PLATFORMS

Coworking emerging as driver of office occupancy recovery

Scotsman Guide·April 23, 2026·2 min read
Renovation lending lingering bright spot in dour home building outlook
SOFTWARE PLATFORMS

Renovation lending lingering bright spot in dour home building outlook

Scotsman Guide·April 23, 2026·2 min read
Foreclosure auction volumes hit six-year high, signaling post-pandemic normalization
SOFTWARE PLATFORMS

Foreclosure auction volumes hit six-year high, signaling post-pandemic normalization

Scotsman Guide·April 23, 2026·2 min read
Home seller profit margins sink to five-year low
SOFTWARE PLATFORMS

Home seller profit margins sink to five-year low

Scotsman Guide·April 23, 2026·2 min read
Climate risks actively eroding U.S. housing markets, ICE study finds
SOFTWARE PLATFORMS

Climate risks actively eroding U.S. housing markets, ICE study finds

Scotsman Guide·April 22, 2026·2 min read
The ‘stability gap’: Why a good salary is not enough to secure a mortgage
SOFTWARE PLATFORMS

The ‘stability gap’: Why a good salary is not enough to secure a mortgage

Scotsman Guide·April 22, 2026·2 min read
Real estate investor optimism fades amid geopolitical tensions and inflation resurgence
SOFTWARE PLATFORMS

Real estate investor optimism fades amid geopolitical tensions and inflation resurgence

Scotsman Guide·April 22, 2026·2 min read
Home purchase cancellations jump in March as price growth slows
SOFTWARE PLATFORMS

Home purchase cancellations jump in March as price growth slows

Scotsman Guide·April 22, 2026·2 min read
Mortgage demand bounces back as rates stabilize, inventory expands
SOFTWARE PLATFORMS

Mortgage demand bounces back as rates stabilize, inventory expands

Scotsman Guide·April 22, 2026·2 min read
Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits
SOFTWARE PLATFORMS

Survey reveals misconceptions deterring veterans from utilizing VA home loan benefits

Scotsman Guide·April 21, 2026·2 min read
U.S. land prices cool as builder demand softens
SOFTWARE PLATFORMS

U.S. land prices cool as builder demand softens

Scotsman Guide·April 21, 2026·2 min read
Borrowers express downpayment confusion amid affordability pressures
SOFTWARE PLATFORMS

Borrowers express downpayment confusion amid affordability pressures

Scotsman Guide·April 21, 2026·2 min read
Warsh faces tough questions from Senate committee, denies Trump influence on rates
SOFTWARE PLATFORMS

Warsh faces tough questions from Senate committee, denies Trump influence on rates

Scotsman Guide·April 21, 2026·2 min read
Property tax shock: 64% of U.S. homeowners surprised by their house’s tax bills
SOFTWARE PLATFORMS

Property tax shock: 64% of U.S. homeowners surprised by their house’s tax bills

Scotsman Guide·April 21, 2026·2 min read
Maine becomes first state in U.S. to regulate home equity investment loans
SOFTWARE PLATFORMS

Maine becomes first state in U.S. to regulate home equity investment loans

Scotsman Guide·April 20, 2026·2 min read
Scotsman Guide survey finds mortgage originators start the year confident, despite barriers
SOFTWARE PLATFORMS

Scotsman Guide survey finds mortgage originators start the year confident, despite barriers

Scotsman Guide·April 20, 2026·2 min read
Self-storage sales surge to $5 billion in 2025 as investors chase larger portfolios
SOFTWARE PLATFORMS

Self-storage sales surge to $5 billion in 2025 as investors chase larger portfolios

Scotsman Guide·April 20, 2026·2 min read
Outlook dims for ‘structural’ recovery in housing affordability
SOFTWARE PLATFORMS

Outlook dims for ‘structural’ recovery in housing affordability

Scotsman Guide·April 20, 2026·2 min read
Apr. 14: AE, Ops Mgr. jobs; MERS review, TPO, virtual LO, digital ass’t, HELOC, warehouse products; Policy moves for LOs to watch
SOFTWARE PLATFORMS

Apr. 14: AE, Ops Mgr. jobs; MERS review, TPO, virtual LO, digital ass’t, HELOC, warehouse products; Policy moves for LOs to watch

Rob Chrisman·April 14, 2026·2 min read
Apr. 10: Consumer Direct, LO jobs; UAD 3.6, spec pool tools; credit report FICO program; trends for LOs to monitor
SOFTWARE PLATFORMS

Apr. 10: Consumer Direct, LO jobs; UAD 3.6, spec pool tools; credit report FICO program; trends for LOs to monitor

Rob Chrisman·April 10, 2026·2 min read
Apr. 4: Population trends for LOs; Third party provider product news; Saturday Spotlight: Foundation Mortgage
SOFTWARE PLATFORMS

Apr. 4: Population trends for LOs; Third party provider product news; Saturday Spotlight: Foundation Mortgage

Rob Chrisman·April 4, 2026·2 min read
Mar. 18: Underwriting jobs; servicing, CRM, BI, QC, HELOC, TBA, title products; STRATMOR on servicing; UAD 3.6 warning; oil!
SOFTWARE PLATFORMS

Mar. 18: Underwriting jobs; servicing, CRM, BI, QC, HELOC, TBA, title products; STRATMOR on servicing; UAD 3.6 warning; oil!

Rob Chrisman·March 18, 2026·2 min read
Mar. 17: AE jobs; Commercial, eClosing, retention, processing tools; wholesaler, corresp. news; False Claims update; MISMO standards
SOFTWARE PLATFORMS

Mar. 17: AE jobs; Commercial, eClosing, retention, processing tools; wholesaler, corresp. news; False Claims update; MISMO standards

Rob Chrisman·March 17, 2026·2 min read
Mar. 14: ARM biz; DOJ/Fed, IMB/Trump, CrossCountry, Better in the news; Thoughts on staff retention; Saturday Spotlight: Flyhomes
SOFTWARE PLATFORMS

Mar. 14: ARM biz; DOJ/Fed, IMB/Trump, CrossCountry, Better in the news; Thoughts on staff retention; Saturday Spotlight: Flyhomes

Rob Chrisman·March 14, 2026·2 min read
Mar. 11: SoFi LO jobs; fraud guard, cap. mkts. data, QC, POS products; PHH & OptiFunder name news; non-Agency product changes
SOFTWARE PLATFORMS

Mar. 11: SoFi LO jobs; fraud guard, cap. mkts. data, QC, POS products; PHH & OptiFunder name news; non-Agency product changes

Rob Chrisman·March 11, 2026·2 min read