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Opinion: Why 20% down has become the exception in commercial real estate
SOFTWARE PLATFORMS

Opinion: Why 20% down has become the exception in commercial real estate

20% down is now rare in commercial real estate because higher rates are pushing debt service coverage limits tighter. Mortgage professionals should expect borrowers to need 25% to 30% equity on many deals.

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HousingWire

2 min readAugust 4, 2026

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HousingWire

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