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Showing 25–48 of 406 articles · Page 2 of 17
FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts
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May 14: LO jobs; AI MBS trading, AI workflows, sub-servicing, eNote, asset-based lending tools; Colorado revamps AI law
Colorado rewrote its AI law, underscoring that mortgage lenders must track AI rules as closely as they track lending rules. The key implication is that using AI in underwriting, workflow, or guideline support now requires tighter compliance oversight.
Power Moves: Radian, Planet, Polunsky Beitel Green and others make prominent personnel decisions
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How loan officers are saving deals as mortgage rates cross 6.6%
Mortgage rates have crossed 6.6%, raising pressure on borrowers and threatening deal fallout. Loan officers are preserving closings by proactively reworking terms and guiding clients through affordability hurdles.
Christopher Waller, in hawkish pivot, joins the Fed’s anti-easing-bias camp
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Kevin Warsh vows to lead ‘reform-oriented Federal Reserve’ during White House ceremony
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Servicer Retention Fell in Q1, But Remains at Multi-Year Highs
Servicer retention slipped in Q1, but it stayed near multi-year highs. For mortgage professionals, that means keeping and cross-selling servicing remains a strong revenue opportunity despite some cooling.
Supreme Lending’s John Luddy on the ‘3 deadly sins’ of reverse mortgages
The article highlights John Luddy’s warning that three common reverse-mortgage mistakes can hurt borrowers and lenders. Mortgage professionals should avoid these “deadly sins” to reduce risk and protect client outcomes.
Single-family rents notch slight uptick in March
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Mortgage leaders back revised 21st Century ROAD to Housing Act
Mortgage groups support House revisions to the 21st Century ROAD to Housing Act. If passed, it could boost housing supply and ease red tape, but Senate and White House resistance may delay relief for lenders and borrowers.
Gen H to cut rates by up to 30bps
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Title insurance industry posts bumper year in 2025
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HELOC, DPA, U/W Fees Waived Products; Delinquencies Edge Higher; Conv. Conforming Changes
Lenders are rolling out HELOC, DPA, and underwriting-fee waivers while conventional conforming rules change. Mortgage pros should expect more competitive pricing pressure and need to adjust product and guideline strategies fast.
Mortgage Strategy’s Top 10 Stories: 18 May to 22 May
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April Housing Inflation Data Fills in The Dots That Went Missing During The Government Shutdown
April’s housing inflation data finally filled gaps left by the shutdown, giving markets a clearer read on price pressures. For mortgage pros, that means less uncertainty on rates and pricing, but not necessarily relief if inflation stays sticky.
Average mortgage rate creeps downwards, says Moneyfacts
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Fannie Mae raises mortgage rate forecast through 2027
Fannie Mae now expects the 30-year fixed mortgage rate to average 6.3% through 2026 and stay around 6.2% in 2027. That means mortgage professionals should plan for a higher-rate, low-movement market to persist until at least 2028.
Ami and Imla urge broker feedback on ED&I
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Mortgage Rates Surge Toward 8-Month Highs
Mortgage rates surged, with the 30-year fixed at 6.61%, near 8-month highs. Mortgage pros should expect weaker affordability and more rate-sensitive borrower behavior.
equipifi Raises $34 Million to Build Flexible Payments Infrastructure
equipifi raised $34 million to expand embedded BNPL infrastructure for banks and credit unions. For mortgage professionals, it shows consumers now expect flexible payments inside their primary financial apps, raising the bar for digital lending experiences.
Coventry and Together to trim rates
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Arbor Homes’ low-$200s Arrival Series battles the affordability gap
Arbor Homes’ Arrival Series targets the affordability gap with homes priced in the low $200,000s. For mortgage professionals, that means more demand from cost-sensitive buyers and a need for financing options that fit tighter budgets.
IHT receipts for Apr 2026 fall to £0.7bn
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Stamp Duty receipts down despite more homebuyers dragged into net
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