All Articles9 results
Showing 1–9 of 9 articles
Where to get mortgage loan originator training
Mortgage companies are expanding loan originator training programs, with MBA’s School of Loan Origination offering one of the longest-running online options. For mortgage professionals, this means better access to compliant, quality-focused education that can reduce repurchase risk and file rework.
Fed's Barr: Strong bank regulation curbs nonbank risks
Fed Gov. Michael Barr warned that bank deregulation will weaken financial stability and raise crisis risk. For mortgage professionals, tighter bank rules could constrain bank competition while increasing pressure on nonbank lenders.
Mortgage fraud risk drops 9%; investor loans a concern
Mortgage application fraud risk fell 9% to 1-in-129, the best level since Q2 2023. But investor and multifamily loans still show the highest risk, so lenders should keep tighter screening on those files.
Onity updates reverse mortgage deal, preps share buyback
Onity won Ginnie Mae approval for its reverse mortgage deal with Finance of America after cutting the servicing rights sold. The move brings Onity closer to exiting originations while preserving subservicing revenue, and it also authorized a share buyback.
Fed's Barr: Regulatory relief increased big bank profits, not lending
Fed Gov. Michael Barr said recent regulatory relief has boosted big bank profits, buybacks and pay, not lending or community banks. For mortgage pros, looser rules may not expand credit and could raise future systemic risk.
Fannie, Freddie shares dip as Pulte's added role raises questions
Fannie and Freddie shares fell after FHFA Director Bill Pulte was named acting Director of National Intelligence while keeping his GSE roles. Mortgage pros should expect more uncertainty around policy and oversight as Pulte oversees both housing finance and national security.
Fannie Mae raises mortgage rate forecast through 2027
Fannie Mae now expects the 30-year fixed mortgage rate to average 6.3% through 2026 and stay around 6.2% in 2027. That means mortgage professionals should plan for a higher-rate, low-movement market to persist until at least 2028.
Fannie, Freddie's latest bull says traders underpricing IPO odds
Mizuho's Dan Dolev says traders are underpricing a 2028 IPO for Fannie Mae and Freddie Mac, assigning 30% and 20% odds, respectively. For mortgage professionals, a public-market exit could shift GSE pricing, capital access and secondary-market strategy.
eXp expands platform with acquisition of NextHome
eXp World Holdings acquired NextHome, adding 500+ franchises to its platform. For mortgage pros, this signals a larger, multi-model network that could broaden referral and partnership opportunities.