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Mortgage Industry Faces Uncertainty With VS4 Adoption
GSE & FHFA

Mortgage Industry Faces Uncertainty With VS4 Adoption

Large lenders are rapidly adopting VantageScore 4.0, while others hold back as GSE rules keep shifting. Mortgage pros face uneven underwriting and investor uncertainty in MBS and MSRs.

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Inside Mortgage Finance

2 min readOctober 8, 2026

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Mortgage Industry Faces Uncertainty With VSAdoptionInside Mortgage Finance

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Inside Mortgage Finance

Authoritative mortgage market research, data, and regulatory coverage since 1984.

Read the full story at Inside Mortgage Finance